News Paytm Credit Card: A Smart Way to Manage Your Finances

If you are looking for a credit card that offers convenience, rewards, and flexibility, then you should consider applying for a paytm credit card. This is a credit card that is powered by HDFC Bank and Paytm, two of the most trusted names in the financial industry. In this blog post, we will explore some of the benefits and features of this credit card, and how you can apply for it in a few simple steps.

What is a paytm credit card?

A paytm credit card is a credit card that is issued by HDFC Bank in partnership with Paytm, India’s leading digital payments platform. This credit card allows you to enjoy the benefits of both HDFC Bank and Paytm, such as:

  • Cashback: You can earn up to 5% cashback on your spending on movies, travel, recharges, bill payments, and other categories. The cashback is credited to your Paytm wallet every month, and you can use it for any transaction on Paytm or transfer it to your bank account.
  • No annual fee: Unlike many other credit cards, this credit card does not charge any annual fee or joining fee. You only have to pay interest on the outstanding balance if you do not pay the full amount by the due date.
  • Flexible repayment: You can choose to pay the minimum amount due, the total amount due, or any amount in between every month. You can also convert your purchases into easy monthly installments (EMIs) at attractive interest rates.
  • Paytm benefits: You can access all the features and services of Paytm with this credit card, such as booking movie tickets, flights, hotels, buses, trains, etc., paying utility bills, recharging mobiles and DTH, shopping online and offline, transferring money, and more.
  • HDFC Bank benefits: You can also enjoy the perks of being an HDFC Bank customer with this credit card, such as free lounge access at select airports, fuel surcharge waiver, zero liability on lost or stolen cards, 24×7 customer care support, and more.

How to apply for a paytm credit card?

The application process for a paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • Fill in your personal and professional details.
  • Upload your KYC documents such as Aadhaar card, PAN card, etc.
  • Choose your preferred credit limit and tenure.
  • Review and submit your application.

You will receive an instant approval or rejection message on your screen. If approved, you will receive your physical credit card within 7 working days at your registered address.

Why should you choose a paytm credit card?

A paytm credit card is a smart way to manage your finances and enjoy the best of both worlds. Here are some of the reasons why you should choose this credit card:

  • It is easy to apply and get approved for this credit card. You do not need to visit any branch or fill any lengthy forms. You can apply online through the Paytm app in minutes.
  • It is convenient to use this credit card. You can make contactless payments with this credit card at any merchant that accepts Paytm or HDFC Bank cards. You can also view your transactions, statements, balance, due date, etc., on the Paytm app anytime and anywhere.
  • It is rewarding to spend with this credit card. You can earn cashback on every transaction that you make with this credit card. The cashback is automatically credited to your Paytm wallet every month. You can also avail discounts and offers from various merchants and partners of Paytm and HDFC Bank.
  • It is flexible to repay with this credit card. You can choose how much you want to pay every month according to your budget and cash flow. You can also convert your big-ticket purchases into affordable EMIs with low interest rates.


A paytm credit card is a great option for anyone who wants a hassle-free and rewarding credit card experience. It combines the convenience of Paytm with the security of HDFC Bank. It offers cashback, no annual fee, flexible repayment, and many other benefits. If you are interested in applying for this credit card, you can download the Paytm app today and follow the simple steps mentioned above.

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